Banking & Calculator
Calculate your fractional costs, link accounts, and manage your verified funds.
Base rate reduced by 1.5% due to 50% down payment
Net Monthly Cost
$24
per month
Your Vacation Time
1.0 wks
per year
Your Upfront Cost
$12,260
Down + Closing
Monthly Payment
$149/mo
Before rental income
Rental Income
$1,500/wk
Net after fees
Net Monthly Cost
$24/mo
After rentals
Your Time
1.0 wks
Personal use/year
Upfront Costs (Per Owner)
Closing Costs:
Monthly Payment (Per Owner)
Total Property Costs (All Owners Combined)
Purchase Price
$600,000
Annual Taxes
$10,800
Annual Insurance
$8,000
Monthly HOA
None
Utilities & Maintenance
$500/mo
Annual Costs
-$1,784
Rental Income
+$1,500
Net Annual
$284
cost
Net rental income based on $500 per $200K value after ~10% booking fees, cleaning, and management.
Premium Summary
Total Monthly Cost Per Owner
*No more than 50% of ownership may be covered at any given time, and is universally accepted between all co-owners.
Powered by VIGOUR Properties
Maintain your Safety Net — MPI coverage is required on VIGOUR-structured loans. You may integrate coverage of any qualified provider you choose.
Beachside Townhome — $829,000
106 4th Ave, Indialantic, FL 32903
Purchase a 1/26th ownership with 50% down
Receive a reduced interest rate of 4.5%
Total upfront cost (including closing costs)
$16,919
Receive 2 weeks per year
Renting 1 week out (typically) pays dues, utilities, cleaning, MPI premium, and management costs for the year — leaving the second week free & clear.
After 10 years and 10 free vacations
Your share is now worth roughly $30,000*
After a restructuring fee — you receive:
$10,818 profit
More than your original upfront cost returned to you
*This is an EXAMPLE - structured on the low end of property value increases over a 10 year period — includes $92,000-$94,000 paid in principal.
**Repeating the last 10 years in property increases would result in a $64,500 share with over $45,000 in profit.
Best rates - Prime pricing
Excellent rates - Preferred pricing
Very good rates - Standard+
Good rates - Standard pricing